The National Credit Regulator (NCR) is an entity of the Department of Trade, Industry and Competition (the dtic) under the National Government of South Africa.
The mission of the National Credit Regulator is to support the social and economic advancement of South Africa by regulating for a fair and non-discriminatory market place for access to consumer credit; and promoting responsible credit granting and credit use, and effective redress.
The National Credit Regulator is mandated to:
- Promote and support the development of a fair, transparent, competitive, sustainable, responsible, efficient and effective consumer credit market, and to increase participation of historically disadvantaged persons, low-income persons and communities, and remote, isolated or low-density populations and communities in the consumer credit market
- Regulate the consumer credit industry by registering credit providers, credit bureaus and debt counsellors, payment distribution agents, and alternative dispute resolution agencies
- Enforce the provisions of the National Credit Act
- Undertake research on the nature and dynamics of the consumer credit market in order to increase knowledge of these matters
- Promote public awareness of consumer credit matters
- Review legislation and report to the Minister of Trade, Industry, and Competition on matters concerning consumer credit.
Overseeing Department/Entity
Office Bearers/Management
Chief Executive Officer
- Ms Nomsa Motshegare
Chief Financial Officer
- Ms Lynette De Beer
- Mr Simphiwe Mthembu (Head: Media Relations)
Senior Management
- Ms Zamachonco Chonco (Chairperson: Audit and Risk Management)
- Ms Anne-Carien du Plooy (Acting Manager: Investigations and Enforcement)
- Ms Boitumelo Geldenhuis (Manager: Human Resources)
- Ms F Kotsedi
- Ms P Kweyama (Manager: Education and Communications)
- Ms L Lamola (Acting Manager: Risk and Audit Services)
- Adv Kedilatile Legodi (Manager: Debt Counselling; Acting Manager and Acting Company Secretariat)
- Mr Ngoako Mabeba (Manager: Statistics and Research)
- Ms Nthupang Magolego (Senior Legal Advisor)
- Mr Lesiba Mashapa
- Mr Zolile Mngqundaniso (Manager: Registrations)
- Mr Mandla Mokoena
- Ms T Mudau (Manager: Credit Compliance)
- Ms Phillipine Mweli
- Ms L Schwartz (Manager: Investigations and Enforcement)
- Ms Mmabatho Senyarelo (Manager: Credit Provider Compliance)
- Ms Kgadi Sepuru (Acting Manager: Complaints)
- Ms Nosipho Zikishe (Manager: Credit Bureau Compliance)
Communications Officers
- Ms Winnie Rabathata
- Ms Didi Sebothoma
Contact Details
The contact details of the National Credit Regulator (NCR) are listed in the table below.
| Physical Address: | 127 15th Road, Randjespark, Midrand, Johannesburg |
| Postal Address: | P.O. Box 209, Halfway House, 1685 |
| Telephone: | 0860 627 627 / 011 554 2700 |
| Email: | info@ncr.org.za |
| Website: | www.ncr.org.za |
